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Bill Pendley

Mortgage Guide • Career Partner • Podcast Host
A smooth path to homeownership — and a proven way for LOs to level up.
How to Reach Bill
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Home Ownership Made Simple and Helping LOs Grow

More than a loan professional - I'm dedicated to empowering families with the knowledge to make homeownership a reality and equipping loan officers to build fulfilling businesses.

+ Meet Bill - Family Man & Mortgage Expert
Bill Pendley • Branch Manager, Union Home Mortgage

Based in St. Charles, IL, Bill is a husband to Laura and dad to JOJO & GIGI. He treats every loan like it’s for his own family—clear options, real numbers, and steady communication from pre-approval to keys.


For homebuyers, Bill specializes in first-time programs and smart refinance strategies. He lays out a simple step-by-step plan, explains costs in plain English, and keeps everyone aligned so closings stay on time—no surprises.


For loan officers, he provides hands-on coaching and simple systems that build pipeline and confidence: a 30/60/90 growth plan, weekly pipeline reviews, repeatable referral plays, and support that helps you win more deals without losing your evenings and weekends.


Bill also hosts the “Loans & Drones” podcast, breaking down mortgages and the tech shaping real estate—with practical tips buyers and LOs can use right away.


What to expect with Bill
  • Fast, honest pre-approvals and plain-English options
  • Proactive updates and on-time closings
  • Coaching, accountability, and repeatable sales systems for LOs

NMLS #211969 • Licensed in FL, MI, WI, IN, SC, IL, TN, KY, AZ, NC
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Who I Help
and Why

First-Time Homebuyers

Plain-English guidance, down-payment options, and a step-by-step plan from pre-approval to keys—no surprises.

Homeowners & Refi Savers

Lower your payment, consolidate debt, or tap equity. I run the numbers fast and only recommend a refi if it truly helps you.

Real Estate Partners

Fast pre-approvals, proactive status updates, and on-time closings that protect your contracts—and your reputation.

Loan Officers (LOs)

A 30/60/90 growth plan, weekly pipeline reviews, and simple referral plays so you close more loans without losing your evenings and weekends.

Let’s Map Your Next Step
In 15 minutes, you’ll get a simple plan—buying, refinancing, or growing as an LO

Schedule 1 on 1

Loans & Drones
Where mortgage clarity meets real-estate tech.

Short, plain-English episodes for buyers, agents, and LOs—real numbers, simple steps, and smart ways tech (yes, drones) speeds up deals.

Popular Episodes

Listen On

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"Every day, I work hard to help families achieve their dreams of homeownership because I know how much it means to have a place to call home."

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Let’s plan your next step

One call.
A clear plan.
Then action.

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